Step #1...Get Pre-Approved!
Pre-approval, as opposed to pre-qualification, signifies that the loan application has been taken through a rigorous procedure. Here's why pre-approved buyers are ahead in the home buying game:
-Pre-approval saves time spent looking at houses you can’t afford.
-A pre-approval letter from a lender gives you an edge when multiple offers have been made on a house.
Step #1 is to get Pre-approved. Do not let student loans, or the FEAR of the unknown stop you from taking the first step. Meet with a Lender and say, "I want to purchase a home."
If you are not ready to purchase a home, the lender or Professional REALTOR can develop a game plan to get you in the "game." You never know until you try...just saying.